k bike sitting nklr

[Zachariah Mully]

On Fri, 2004-09-10 at 14:25, scipio52 wrote:

> Does anybody have any advice on motorcycle insurance companies? > > Dave > '90 KLR650

http://www.bike-line.com/ They rock and are cheap (at least here in DC). YMMV. -- Z DC A5X A12X

[Mike Frey]

State Farm. Inexpensive and reliable, Just like a KLR-650 When I insure my bikes, they only ask 2 things (other than the Make / Model / VIN # info): 1) Size in cc's 2) Is it a Turbo? I still wonder what's up the the "is it a turbo?" question - like, the bike ain't powerful, fast, and dangerous UNLESS it has a turbo?? scipio52 wrote:

>Does anybody have any advice on motorcycle insurance companies? > >Dave >'90 KLR650 > > > >

[dooden]

www.progressive.com Quotes are free, might try them also. As for the "Turbo" look at the type of rider whom buys a turbocharged motorcycle, and ask yourself if they really plan on keeping at the posted speed limits, or a close proximity to them. As for the cc thing, I think its 700cc and up that make the insurance shoot up, or maybe over 700cc something like that. Maybe thats why the makers have a pretty good selection of sub-700cc bikes to pick from. Rode a 500cc Turbo Charged Honda years back, shipmate imported his bike back from Japan, took that sucker down A1A in Florida and watched the LED Turbo Boost gauge kinda linger towards the bottom for a bit then she jumped to full boost, glad I was hanging on tight.... Returned it and patted my KZ400 on the gas tank when I got back. Dooden A15 Green Ape Dooden A15 Green Ape

--- In DSN_klr650@yahoogroups.com, Mike Frey wrote: > State Farm. > > Inexpensive and reliable, Just like a KLR-650 > > When I insure my bikes, they only ask 2 things (other than the Make / > Model / VIN # info): > 1) Size in cc's > 2) Is it a Turbo? > > I still wonder what's up the the "is it a turbo?" question - like, the > bike ain't powerful, fast, and dangerous UNLESS it has a turbo?? > > scipio52 wrote: > > >Does anybody have any advice on motorcycle insurance companies? > > > >Dave > >'90 KLR650 > > > > > > > >

[Tom Hayslett]

Rates are very different Dave depending on what area you are in. I am in Southern California and have compared all the major companies on my bikes ('96 GPZ 1100, 2002 KLR 650 and 2003 KL 250 Super Sherpa) - by far the best coverage and best rates for me are through GMAC insurance. Hundreds of dollars less than GEICO, Progressive, State Farm, etc. You may have to spend some time on the phone comparing coverages and rates. -----Original Message----- From: scipio52 [mailto:scipio52@...] Sent: Friday, September 10, 2004 11:25 AM To: DSN_klr650@yahoogroups.com Subject: [DSN_klr650] Motorcycle Insurance Does anybody have any advice on motorcycle insurance companies? Dave '90 KLR650 List sponsored by Dual Sport News at www.dualsportnews.com. List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html Unsubscribe by sending a blank message to: DSN_klr650-unsubscribe@yahoogroups.com . Yahoo! Groups Links

[rm@richardmay.net]

On Fri, 10 Sep 2004, scipio52 wrote:

>Does anybody have any advice on motorcycle insurance companies?

GMAC is cheap here in SoCal. RM

[dirtrooster2003]

Shopped around quite a bit here in NC and found geico the cheapest by far. How about you other NC guys?

--- In DSN_klr650@yahoogroups.com, "scipio52" wrote: > Does anybody have any advice on motorcycle insurance companies? > > Dave > '90 KLR650

[Thor Lancelot Simon]

On Fri, Sep 10, 2004 at 02:29:11PM -0400, Zachariah Mully wrote:

> On Fri, 2004-09-10 at 14:25, scipio52 wrote: > > Does anybody have any advice on motorcycle insurance companies? > > > > Dave > > '90 KLR650 > > http://www.bike-line.com/ > > They rock and are cheap (at least here in DC). YMMV.

My Progressive coverage was about to expire, so I called Bike-Line to see what they could do for me. Their quote was almost $300 cheaper per year than Progressive for the same two bikes. I added comprehensive on the bike I keep in the city and it was _still_ over $100 cheaper. Thanks, Zach! Thor P.S. If you have them quote two bikes that are kept in different locations, you'll have to have them write two separate policies, as it turns out. Their web site just can't seem to do this at all, so you'll have to talk to them on the phone. Remind them to apply the multi-bike discount if you have them insure two bikes at once this way; it cut almost half the cost off my second bike.

[pete88chester]

It all has to do with the company & the area the insured lives in. For years, while I lived in Roswell, NM, up to 2003 I had a policy through the Rider magazine's Rider Club, it was GMAC Ins. Co. For years I only paid $202/yr. for full coverage on a Kawi Cocours, I thought that was cheap. In about 2000 they raised it to $225, still cheap. When I traided the Concours for the 2002 KLR650 they raised it to about $245, still not bad. In Nov. 2003 I moved to Kingman, AZ & called them about the change & I was told the same coverage would now cost about $550/yr.! Their explanation was that it is just what they charge in the area because of past claims. I shopped around & now have Progresive at $355/yr. I just tried the www.bike-line.com (Merkle Ins.) that Zachariah suggested & they wanted $593/yr. (I have high coverage, $100000-$300000, etc.). So basically you just need to do a lot of calling around till you find the lowest cost. Have fun. Pete Chester A16

[russell_dixon@bd.com]

I went through Allstate and got RV insurance on the '05 KLR. Offroad premiums but I'm still covered for on-road use with basic coverages including collision. $210.00 annually. "Tom Hayslett" , DSN_klr650@yahoogroups.com> link.net> cc: (bcc: Russell Dixon/SUMT/BDX) Subject: RE: [DSN_klr650] Motorcycle Insurance 09/10/2004 02:33 PM Rates are very different Dave depending on what area you are in. I am in Southern California and have compared all the major companies on my bikes ('96 GPZ 1100, 2002 KLR 650 and 2003 KL 250 Super Sherpa) - by far the best coverage and best rates for me are through GMAC insurance. Hundreds of dollars less than GEICO, Progressive, State Farm, etc. You may have to spend some time on the phone comparing coverages and rates. -----Original Message----- From: scipio52 [mailto:scipio52@...] Sent: Friday, September 10, 2004 11:25 AM To: DSN_klr650@yahoogroups.com Subject: [DSN_klr650] Motorcycle Insurance Does anybody have any advice on motorcycle insurance companies? Dave '90 KLR650 List sponsored by Dual Sport News at www.dualsportnews.com. List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html Unsubscribe by sending a blank message to: DSN_klr650-unsubscribe@yahoogroups.com . Yahoo! Groups Links List sponsored by Dual Sport News at www.dualsportnews.com. List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html Unsubscribe by sending a blank message to: DSN_klr650-unsubscribe@yahoogroups.com . Yahoo! Groups Links ----------------------------------------- ******************************************************************* IMPORTANT MESSAGE FOR RECIPIENTS IN THE U.S.A.: This message may constitute an advertisement of a BD group's products or services or a solicitation of interest in them. If this is such a message and you would like to opt out of receiving future advertisements or solicitations from this BD group, please forward this e-mail to optoutbygroup@.... ******************************************************************* This message (which includes any attachments) is intended only for the designated recipient(s). It may contain confidential or proprietary information and may be subject to the attorney-client privilege or other confidentiality protections. If you are not a designated recipient, you may not review, use, copy or distribute this message. If you receive this in error, please notify the sender by reply e-mail and delete this message. Thank you. ******************************************************************* Corporate Headquarters Mailing Address: BD (Becton, Dickinson and Company) 1 Becton Drive Franklin Lakes, NJ 07417 U.S.A. *******************************************************************

[loudicks]

Haven't seen much discussion of insurance on the board before. Maybe it's too personal or boring, but I'm curious what most dualsport riders do for insurance. When I got back into riding last year after a 15 year layoff, I just called my auto and home insurer ( American Family) and asked for liability only coverage on my 03 KLR. As I'll need to renew before next season, I'm wondering if i should add collision or any sort of additional disability insurance. All my life I've paid cash for vehicles and only carried the minimum of insurance on them, but now that I'm getting older and due to the inherent danger of motorcycling, I'm wondering if i should start carrying a fatter policy. Any thoughts? I'd also be interested in any good or bad experience anyone ha s had with their insurance company. For instance, I've yet to hear a happy story about settilimg a claim with All State. I'm wondering if I'd be better off moving my motorcycle coverage elsewhere. Thanks.