Wilsons Sandbox

On Tue, 4 Jun 2002, alaska_rider wrote:

>Should I shop around?

I'm amazed that you didn't. I've found companies that wanted 300+% more than what I'm paying now. Same goes for car insurance. The companies do NOT do a very good job of competing with each other. RM

> I just received my insurence statement for my new KLR 650 and it > seems kind of high, $338 for full coverage for 6 months. Is this > reasonable? This is my first street bike so I don't know what it > should cost to insure but I have always read that the KLR was pretty > inexpensive. This new bike is going to cost me more than my truck. > BTW, I am 30, married, and have a clean driving record. Should I shop > around?

I'm 28, unmarried, and my bike is about $50 per month for full coverage. I had to get full coverage because I have a loan on it. So that's about $300 per 6 months. Ryan

I pay $88/year (about $7.00/month) for liability. I am 19/M/1 accident, deemed not my fault, no tickets. Do any insurance companies allow you to add comp or theft without collision? This thing is indestructible but not theft proof. -Mark

--- In DSN_klr650@y..., "alaska_rider" wrote: > I just received my insurence statement for my new KLR 650 and it > seems kind of high, $338 for full coverage for 6 months. Is this > reasonable? This is my first street bike so I don't know what it > should cost to insure but I have always read that the KLR was pretty > inexpensive. This new bike is going to cost me more than my truck. > BTW, I am 30, married, and have a clean driving record. Should I shop > around?

> I just received my insurence statement for my new KLR 650 and it > seems kind of high, $338 for full coverage for 6 months. Is this > reasonable? This is my first street bike so I don't know what it > should cost to insure but I have always read that the KLR was pretty > inexpensive. This new bike is going to cost me more than my truck. > BTW, I am 30, married, and have a clean driving record. Should I shop > around?

'99 KLR650 A-13 Worst zipcode in Tampa, Fl for insurance (18% higher than the surrounding area) 100/300/100 $250 deduct comp/coll Uninsured/underinsured just about everything else you can put on it 31 single male in an apt in a really bad neighborhood (probably why it and the other two bikes were stolen) $36 a month or about $390 a year with State Farm Btw, I ended up AFTER the deductable getting about $600 more than I paid for the bike. Hmm.. I love State Farm! They also didn't raise my rates and the new 2k1 R6 is actually cheaper than the '98 CBR600 I replaced with the same coverage. Hmm...

--- In DSN_klr650@y..., "alaska_rider" wrote:

> I just received my insurence statement for my new KLR 650 and it > seems kind of high, $338 for full coverage for 6 months. Is this > reasonable? This is my first street bike so I don't know what it > should cost to insure but I have always read that the KLR was

pretty

> inexpensive. This new bike is going to cost me more than my truck. > BTW, I am 30, married, and have a clean driving record. Should I

shop

> around?

I have Dairyland. 100/300 plus passenger, 50000 liability 25/50 uninsured MOT bodily, 250 comp 250 collision 3000 spec. equip. Ready? $140 per year. My A7 was about $90, so newer is higher. I'm 45, married, clean record. When I bought the A7, I was 36. Hope this helps.. MNRon

'95 KLR, 36, married, kids, etc. Northern Colorado. Liability only. 3 other motorcycles insured, no tickets or accidents... $78/year Progressive and my local insurance company (Country Companies) were within a few bucks of eachother. For comparison, I thought this little scooter looked kind of fun: http://adcache.cycletrader.com/5/8/4/26113684.htm Progressive wanted over $2600/year for the insurance. So much for that bright idea- Ryan.

$263, just about the highest coverage available. Per year, paid in 3 installments. I'll never have to use it, but since it's required, I'm going on a big trip, and all the "stolen" KLR's I've heard about, I figured OK. Progressive.

--- In DSN_klr650@y..., "alaska_rider" wrote: > I just received my insurence statement for my new KLR 650 and it > seems kind of high, $338 for full coverage for 6 months. Is this > reasonable? This is my first street bike so I don't know what it > should cost to insure but I have always read that the KLR was pretty > inexpensive. This new bike is going to cost me more than my truck. > BTW, I am 30, married, and have a clean driving record. Should I shop > around?

Thank you, everyone. I'm definitly going to call around. I didn't think I was crazy, $338 for 6 months didn't seem like it fit the statement "cheap to insure" that I so often read in KLR 650 write- ups. I am surprised that USAA gave me such a high quote considering that they have consistantly been the least expensive insurence I have ever had. I guess they can't give out super deals on everything. Scott A16 --- In DSN_klr650@y..., "millerized_2000" wrote:

> $263, just about the highest coverage available. Per year, paid in

3

> installments. I'll never have to use it, but since it's required, > I'm going on a big trip, and all the "stolen" KLR's I've heard

about,

> I figured OK. > Progressive. > > > > --- In DSN_klr650@y..., "alaska_rider" wrote: > > I just received my insurence statement for my new KLR 650 and it > > seems kind of high, $338 for full coverage for 6 months. Is this > > reasonable? This is my first street bike so I don't know what it > > should cost to insure but I have always read that the KLR was > pretty > > inexpensive. This new bike is going to cost me more than my

truck.

> > BTW, I am 30, married, and have a clean driving record. Should I > shop > > around?