insurance/ jeff s.

[Mike Frey]

State Farm 2006 KLR-650: $333 / year 2002 ZRX-1200: $359 / year ($2 more per month than the KLR) I've had State Farm for the past 13 years. I know I could get better rates, but they've treated me well. --- Hey, wait a second... in 13 years, I've never had a claim, had just one speeding ticket about 8 years ago - didn't change my rates. I guess "treating me well" means leaving me alone. My local agent has always been available for advice, though. Before that: Prudential - then Allstate, but circumstances were a lot different. 2 new teenage drivers, me driving a sports car, 1 accident (son), 1 violation (daughter), and a 92 mph speeding ticket (me). Prudential "fired" me, I was put on PA Assigned Risk with Allstate, and my insurance for just 2 cars was over $300 a month. The real problem started when I was no longer required to be in the "Assigned Risk" category, and PA is one of the states that does not require insurance companies to notify you of that fact. My current monthly bill for 3 cars and 4 bikes is less than half what it was 15 years ago, for just 2 cars and no bikes. The event that made me change everything insurance related was in spring of 1999. I was rear-ended by a drunk driver at noon on a Saturday. $13,000 damage to my car; the other driver was taken from the scene in handcuffs. I played a round of golf with my father and brother - which is where we were going in the first place. When it was all over, I had paid out $2,000 more than I got for an accident that was no fault of mine, and Allstate offered no advice on how to proceed. The car, although repaired and looking good again, was never the same. If this would ever happen again, I'll be on the ground writhing in pain, holding my neck, suffer from mysterious pains all over, and probably even have erectile dysfunction. Mike

On 3/7/2012 9:56 AM, David Nichols wrote: > > I have had State Farm for 20 years with home, auto, and life > insurance. When I called my agent to add my KLR, they quoted me an > insane premium (about $700 per year). I asked them why and they said > the KLR is classified in the same group as sport bikes. I argued with > them and my agent agreed that it is crazy (she rides), but that's > State Farm's policy. She said they have two groups, cruisers are the > lower premiums (still higher than I found at Progressive) and the rest > are in the higher premium group. Your mileage may vary... > > -David > > ________________________________ > From: Jud > > To: DSN_KLR650@yahoogroups.com > Sent: Wednesday, March 7, 2012 8:49 AM > Subject: [DSN_KLR650] Re: Insurance help - NKLR > > > > I have always gotten decent rates and service from State Farm. I dunno > if you need to have your car there too. Around here, Dairyland has > great rates. Insurance prices are highly dependent on where you garage > the bike, though, so advice you get from someone half a continent away > is probably not useful. Shop around locally, or try an independent agent. > > --- In DSN_KLR650@yahoogroups.com > , RobertWichert wrote: > > > > I had Century 21. They were OK. But they got sold to Farmers. Farmers > > doesn't insure bikes, so I got switched to Foremost. Foremost is more > > apt to cancel me than to tell me that my credit card expired. I don't > > like them. Progressive advertises like crazy, as does Geico, so I > > figure they can't be cheap. > > > > What do you suggest? > > > > > > -- > > Robert Wichert P.Eng. LEED AP > > +1 916 966 9060 > > FAX +1 916 966 9068 > > > > > > > > > > > > > > > > =============================================== > > > > [Non-text portions of this message have been removed] > >

[Jeff Saline]

On Wed, 7 Mar 2012 18:26:58 -0800 (PST) mark ward writes:

> So Jeff, Who are you with??

<><><><><> <><><><><> Mark, Progressive. Best, Jeff Saline ABC # 4412 South Dakota Airmarshal Airheads Beemer Club www.airheads.org The Beautiful Black Hills of South Dakota 75 R90/6, 03 KLR650 . . ____________________________________________________________ The New "Skinny" Fruit How This Strange 62-Cent African Fruit Is Making Americans Skinny. http://thirdpartyoffers.juno.com/TGL3141/4f582ff63bbb31ea42a9st01vuc

[gordon vittig]

AAA also. They seem reasonable, but I haven't shopped around too much. Gordon Bainbridge Island