klr650:power loss

[Don Van Dyke]

I also ride a 2005. My coverage is similar but I have $15K liability and property damage plus free towing up to four times per year. (I needed it for my Triumph.) I can't say exactly what my annual bill is yet because I switched bikes in the middle of the policy year, but it is probably around $285 or $290. I am in California and I am 50 years old with no speeding tickets or accidents in the last five years. I am insured with Progressive. At 07:33 PM 1/27/2005 -0500, Darren Clark wrote:

>I just got my insurance bill for 2005 for the KLR, and was wondering how >it compares. Here's the specs: > >Insured in Michigan. >2004 KLR 650 >Full coverage 20K Person, 40K Accident >$250 deductable >10K property damage >3 month layaway (Can't drive it for 3 months) >1 speeding ticket >$1000 in accessories >Drivers age discount (over 25) > >Total for year $330.00 > >Darren Clark >2004 KLR650 A18 > > > >Archive Quicksearch at: >http://www.angelfire.com/ut/moab/klr650_data_search.html >List sponsored by Dual Sport News at: www.dualsportnews.com >List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html > > >Yahoo! Groups Links > > > >

Don Van Dyke Sacramento, California Moto@... www.intellection.org

[Tom Hayslett]

Hi Darren, My insurance is through GMAC - here's the numbers on my KLR: 2002 KLR 650 Full coverage 50K Person, 100K Accident $500 deductible 25K Property damage NO layaway, no tickets $1500 Accessory coverage I also have 2 bikes covered with them so I'm sure there's a multi-bike discount Total for year $248 Tom -----Original Message----- From: Darren Clark [mailto:biggranger@...] Subject: [DSN_KLR650] KLR Insurance I just got my insurance bill for 2005 for the KLR, and was wondering how it compares. Here's the specs: Insured in Michigan. 2004 KLR 650 Full coverage 20K Person, 40K Accident $250 deductable 10K property damage 3 month layaway (Can't drive it for 3 months) 1 speeding ticket $1000 in accessories Drivers age discount (over 25) Total for year $330.00 Darren Clark 2004 KLR650 A18

[Tom Hayslett]

That's just the KLR. I also have a 250cc Super Sherpa dual sport on the policy (it's my wife's bike) so there are 2 drivers also. The Sherpa is $148 annually for the same coverage as the KLR (Total of $396 for 2 drivers, 2 bikes). Oh, and this is in California (Bakersfield). Tom -----Original Message----- From: Tengai Mark Van Horn [mailto:tengai650@...] Sent: Friday, January 28, 2005 8:22 AM To: Tom Hayslett Subject: RE: KLR Insurance Is that the total for both bikes or for each bike? Thanks, Mark At 8:11 AM -0800 1/28/05, Tom Hayslett wrote:

>Hi Darren, > >My insurance is through GMAC - here's the numbers on my KLR: 2002 KLR >650 Full coverage 50K Person, 100K Accident >$500 deductible >25K Property damage >NO layaway, no tickets >$1500 Accessory coverage >I also have 2 bikes covered with them so I'm sure there's a multi-bike >discount > >Total for year $248 > >Tom >

[Bill Watson]

Sorry, screwed up the title when I mailed a minute ago. Darren: It varies a lot from different insurers. I'm presently at Allstate. $67 a year. Insured in Arizona 2004 KLR 650 No medical coverage (I get that through work anyway for free) $500 deductable 100/300K Liability 50K property damage 0 speeding tickets $0 in accessories Drivers age discount (over 25) Total for year $67 Bill Watson ------------------------------------------------------------------ Date: Thu, 27 Jan 2005 19:33:02 -0500 From: Darren Clark Subject: KLR Insurance I just got my insurance bill for 2005 for the KLR, and was wondering how it compares. Here's the specs: Insured in Michigan. 2004 KLR 650 Full coverage 20K Person, 40K Accident $250 deductable 10K property damage 3 month layaway (Can't drive it for 3 months) 1 speeding ticket $1000 in accessories Drivers age discount (over 25) Total for year $330.00 --------------------------------- Do you Yahoo!? Yahoo! Search presents - Jib Jab's 'Second Term' [Non-text portions of this message have been removed]

[hobbhavnklr650]

I have had my KLR for a year now and when I got it, I just added it on to my existing auto policy and went riding. Its about time that I took a look and determine if I am getting a decent deal. I know there are numerous factors to effect rates, but does anybody have any ball park estimates on what should I expect to pay for full coverage, assuming a good driving record and living in rural Idaho.

[w]

I'm a 55 yr old male, newly licensed rider looking to buy KLR but upset with being told that full insurance in Ontario CDN is in the range of $1700 CDN. Do ins. companies consider this bike a "sports" series? What are your experiences?

[Chris Jennings]

35 yo male also newly licensed. $96.00 a year in Texas for a 78 R100 and a 93 KLR using Dairyland.

On 3/1/06, w wrote: > > I'm a 55 yr old male, newly licensed rider looking to buy KLR but > upset with being told that full insurance in Ontario CDN is in the > range of $1700 CDN. Do ins. companies consider this bike a "sports" > series? What are your experiences? > > > > > > > Archive Quicksearch at: > http://www.angelfire.com/ut/moab/klr650_data_search.html > List sponsored by Dual Sport News at: www.dualsportnews.com > List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html > Member Map at: http://www.frappr.com/dsnklr650 > Yahoo! Groups Links > > > > > > > [Non-text portions of this message have been removed]

[Guest]

I think that the KLR was the least expensive bike to insure that I was looking at. Less even than a Ninja 250, and this is for liability alone. ----Original Message Follows---- From: "Chris Jennings" To: DSN_KLR650 DSN_KLR650@yahoogroups.com> Subject: Re: [DSN_KLR650] KLR Insurance Date: Wed, 1 Mar 2006 12:00:36 -0600 35 yo male also newly licensed. $96.00 a year in Texas for a 78 R100 and a 93 KLR using Dairyland.

On 3/1/06, w wrote: > > I'm a 55 yr old male, newly licensed rider looking to buy KLR but > upset with being told that full insurance in Ontario CDN is in the > range of $1700 CDN. Do ins. companies consider this bike a "sports" > series? What are your experiences? > > > > > > > Archive Quicksearch at: > http://www.angelfire.com/ut/moab/klr650_data_search.html > List sponsored by Dual Sport News at: www.dualsportnews.com > List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html > Member Map at: http://www.frappr.com/dsnklr650 > Yahoo! Groups Links > > > > > > > [Non-text portions of this message have been removed] Archive Quicksearch at: http://www.angelfire.com/ut/moab/klr650_data_search.html List sponsored by Dual Sport News at: www.dualsportnews.com List FAQ courtesy of Chris Krok at: www.bigcee.com/klr650faq.html Member Map at: http://www.frappr.com/dsnklr650 Yahoo! Groups Links

[Thor Lancelot Simon]

On Wed, Mar 01, 2006 at 05:55:19PM -0000, w wrote:

> I'm a 55 yr old male, newly licensed rider looking to buy KLR but > upset with being told that full insurance in Ontario CDN is in the > range of $1700 CDN. Do ins. companies consider this bike a "sports" > series? What are your experiences?

Yes, some companies -- particularly larger ones with a lot of non-motorcycle business -- do consider the KLR650 a "sport bike larger than 600cc", so you will get the same rate as if you got a motorcycle license today and went out and bought a GSX-R750 -- maybe the ultimate squid bike -- tomorrow. If you ask for a quote for a 600cc sport bike, you will get a _lower_ rate! Companies that specialize in motorcycle insurance have more underwriting categories, so they can give individual bikes within what would be a single category for, say, GEICO or Progressive, different rates. So, for instance, I was able to get comprehensive coverage for my KLR650 from Bike-Line for about half the cost of just liability coverage from Progressive. So it can really pay to shop around with insurers. I would usually _never_ recommend buying insurance through a vehicle dealer but I have had several friends get good results this way because the carriers that market through motorcycle dealers are in fact often the ones that take the time to do the actuarial work to be able to undersell the big guys on rates for "oddball" bikes like the KLR. If you can't find a specialized bike insurer (I don't know if Bike-Line sells in Canada; I suspect not) any other way it is one thing you could try. Thor

[desertexplorer308]

46 yr old. geico $160 per year US, and las vegas nevada is a HIGH cost area of the country, almost twice what I paid in PRK (peoples republic of kalifornia)

--- In DSN_KLR650@yahoogroups.com, "w" wrote: > > I'm a 55 yr old male, newly licensed rider looking to buy KLR but > upset with being told that full insurance in Ontario CDN is in the > range of $1700 CDN. Do ins. companies consider this bike a "sports" > series? What are your experiences? >